Stoke Money - Cash Flow Forecasting Personal Finance App
Show HN: Stoke Money – Personal finance app built around a cash flow forecast
Stoke Money is a personal finance app that replaces traditional budgeting with a daily cash flow forecast. By connecting your bank accounts via Plaid or manually entering transactions, it automatically detects recurring income and expenses, then projects each account balance day by day. See when bills are due, what your buffer looks like, and whether rent will clear. The app also supports AI assistants like Claude and ChatGPT through MCP for querying your spending and automating categorization. Pricing starts free, with Plus at $5/month and Pro at $8/month.
Spend like you normally do. Stoke finds the recurring transactions in your history, then projects each account forward, day by day, so you know what you can spend without keeping a budget.