Risklytics launches YC-backed insurance brokerage for AI and robotics companies

Launch HN: Risklytics (YC S26) – Insurance brokerage for frontier tech companies

Risklytics launches YC-backed insurance brokerage for AI and robotics companies

Risklytics, a Y Combinator-backed (S26) insurance brokerage, targets frontier tech companies deploying AI agents, robots, and autonomous machines. It offers coverage lines like general liability, tech E&O, cyber, and equipment, with packages for prototypes, deployed systems, and fleet operations. The platform translates a company's plain-English description into a draft application, reviewed by a licensed broker, and places coverage with carriers that understand these risks. It also publishes guides on AI liability and insurance for robotics startups.

An AI agent handling customer work, or a robot on a customer site, carries risk that standard commercial forms never contemplated.
  1. mmayberry

    how do you go about getting a license in a week to place those types of coverages in various states/contries? Are you a broke or MGA or something else?

  2. petetheguy

    The first-customer-requires-coverage thing is the whole sale. Founders treat insurance like they treat security questionnaires: ignore it until a pilot is blocked, then they need a yes yesterday. I've sold through that motion a few times. The CAD-software denial is the same pattern as a form written for a bank. If you can get them covered without making them look like a different company, that's actually the product.

  3. collinstm

    Have you already gone through licensing and credentialing through the Division of Insurances in various states? Or are you just gauging interest at this point before the licensing steps? Asking because there is a whole E&O element on liability for you as the middleman.

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2026-08-26