Coverage Cat lets your AI agent buy umbrella insurance
Launch HN: Coverage Cat (YC S22) – Umbrella insurance via your personal agent
Coverage Cat is a licensed insurance brokerage that pairs AI-guided intake with a real brokerage team, letting users compare home, umbrella, auto, and renters coverage side by side without sold leads. It serves California, Florida, New York, Texas, and Washington, and offers an Agent API and MCP manifest so developers can drive the same flow programmatically.
Our agents find the best policies for users, even when we don't make commission on them.
- dgacmu
I'm probably your target audience - I have umbrella insurance - but I just grabbed it through my existing GEICO/travelers insurance and it was basically painless. It isn't so expensive I felt compelled to shop massively for it and nothing I read above convinced me I'm wrong there?
- Cockbrand
I live in a rainy and windy place, so I often need to replace a flipped umbrella. How did I not know that there's umbrella insurance!?
- cruffle_duffle
My biggest line item is my auto insurance and your agent tool can’t do that. And I rent not own and thus have renters not homeowners.
Basically, this sounds interesting in theory but it’s useless for me. I even tried letting codex go over it and it wasn’t clear without additional prompting what was supported.
Sorry.